The Insurance Question

Stoke Physical Therapy is out of network with all health insurance providers.  Insurance companies only pay for certain treatments.  This pushes physical therapists to deliver more of the treatments that the insurance companies will pay for, while avoiding the treatments that they won’t.  The end result is that you, the client, end up with low quality care – missing out on some things you need, while also wasting time on things you don’t.  At Stoke, we believe that a doctor should decide what treatments each client needs, not some insurance company that only cares about their bottom line.  By maintaining independence from insurance providers, Stoke PT is able to focus on delivering value and results.

Now, just because we are out of network does not mean you have no options.  We will happily provide you with superbills upon request that you can submit to your insurance provider for reimbursement.  This is not a guarantee of reimbursement.  If reimbursement from your insurance is one of the most important factors for you, please contact your insurance provider prior to beginning treatment. Check out the section below for an easy way to submit!


Insurance companies are anything but transparent. Remember that they are ultimately looking out for their bottom line, so they intentionally make it hard to get your money. That’s where Reimbursify comes in! You pay them a flat fee per claim and they will handle all the submission and negotiation for you. You can submit claims online or via their mobile app (they recommend the app).


Every client is unique, and at Stoke PT so is every plan.  The initial consultation is 100% free and will give you clarity on what’s going on and how we can help you fix it.  From there, we can work together to figure out a plan that fits your needs and your budget.  Sessions vary in price depending on frequency and duration of the plan. As always, we have a 100% money-back guarantee if you feel that we have not delivered on the promise of giving you our best.

The Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost


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